When you tap on a URL link in a text, email, or wherever, your iPhone's default reaction will be to open it up in Safari, and there's no way to change this in the settings. However, there is a way you can work around this to open up links in Chrome instead. Even if you accidentally open a link in Safari, there's a quick way to jump the tab right into Chrome.
When it's time to calculate a tip at a restaurant or bar, I usually try some mental math at first, but sometimes I resort to opening the Calculator quickly from the Control Center on my iPhone and doing a quick calculation. But with Apple's Shortcuts app, there's an even easier way, and you don't even have to leave your lock screen to get the results.