Apple Pay & Wallet

Apple Card's Fine Print: The Rules & Restrictions You Need to Know Before Applying for Apple's New Credit Card

Apple Card has generated quite the buzz since its March 2019 announcement. The iPhone maker's new credit card pairs with Apple Wallet on your device, is simple to sign up for, includes enhanced security over other cards, has zero fees, and provides daily rewards right to your Apple Cash account. And as good as that sounds, the fine print can complicate things real quick.

How To: Add Unsupported Cards and Passes to Apple Wallet for Quick, Easy Access on Your iPhone

Apple's Wallet app lets you store boarding passes, concert tickets, gym memberships, vaccination cards, movie stubs, rewards cards, insurance info, student IDs, and more in one place on your iPhone, and you just double-click the Home or Side button to access them. Unfortunately, many cards and passes are not officially supported — but that doesn't mean you can't add them.

How To: Add Passes, Tickets, Rewards, Coupons, Gift Cards, IDs & More to Apple Wallet for iPhone

The Wallet app on your iPhone can be used to store and access event tickets, loyalty cards, boarding passes, gym memberships, airline miles, gift cards, coupons, and more — all in one centralized place. Before doing so, though, you must add your passes to Wallet, and there is more than one way to do it. However, not every pass can be added using all of the available methods.

How To: The Hidden Action That Opens Apple Pay from Your iPhone's Lock Screen

I think everyone with an iPhone should be making every purchase they can with Apple Pay. I also think everyone who uses Apple Pay should open the Wallet app ahead of time, instead of simply tapping their iPhone to the card reader. But there's a much faster way to open Wallet than slogging through the sea of apps on your iPhone. You can open it right from the lock screen.

How To: Why You Should Open the Wallet App Before You Tap & Pay with Your iPhone

When you place your iPhone over a card reader for Apple Pay, it'll always pull up your default card. That might work fine for you, but perhaps that isn't the card you want to use. The problem is, you don't have time to switch cards before the payment goes through. That might result in using your rewardless debit card to buy groceries when you could've snagged 2% back by using your Apple Card.

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