Using Apple Pay in stores to make purchases is as easy as holding your iPhone near the NFC reader and authenticating with Face ID or Touch ID. That method uses the primary payment card in Apple Wallet automatically, and your primary card may change from week to week based on your spending, so you'll probably need to change it periodically.
Estimates say that there are roughly 441 million Apple Pay users in the world, but with almost a billion active iPhones in the world, some of you have yet to jump on board the digital payment method. But once you're ready — or if you just need a refresher — adding your debit and credit cards to Apple Wallet is simple.
Apple Card is the iPhone OEM's big leap into the credit card market. Its low barrier to entry and ease of use make it an appealing option, especially for those who often pay for goods with Apple Pay. To get the best rewards possible, make sure you use the Apple Card at stores where you can get 3% cash back.
Apple Card's Fine Print: The Rules & Restrictions You Need to Know Before Applying for Apple's New Credit Card
Apple Card has generated quite the buzz since its March 2019 announcement. The iPhone maker's new credit card pairs with Apple Wallet on your device, is simple to sign up for, includes enhanced security over other cards, has zero fees, and provides daily rewards right to your Apple Cash account. And as good as that sounds, the fine print can complicate things real quick.
With Apple Pay Cash, you can easily and securely pay your contacts directly in your iPhone's Messages app. While you can always use the normal method of paying someone with Apple Pay Cash, there's actually a faster way, as long as your contact asks you for money in an iMessage.
What happens when somebody sends you Apple Pay Cash inside of an iMessage? Do you have to add it to your Apple Pay Cash card on your iPhone manually or does it miraculously appear there automatically?
You might be proficient at sending your family and friends money using Apple Pay Cash on your iPhone, but what about when you need some digital currency in your wallet to buy in-app purchases or to get back the money you spent on someone's lunch? Requesting some Apple Pay Cash can be done a few different ways, none of which are hard.
With the release of iOS 11, Apple promised to give us person-to-person transactions by way of iMessages. In the iOS 11.2 update, the new Apple Pay Cash system is now ready for you to send money to family and friends right from your iPhone — and there are multiple ways to get it done.
Apple's Wallet app lets you store boarding passes, concert tickets, gym memberships, vaccination cards, movie stubs, rewards cards, insurance info, student IDs, and more in one place on your iPhone, and you just double-click the Home or Side button to access them. Unfortunately, a decent amount of cards and passes are not officially supported — but that doesn't mean you can't add them.
The Wallet app on your iPhone can be used to store and access event tickets, loyalty cards, boarding passes, gym memberships, airline miles, gift cards, coupons, and more — all in one centralized place. Before doing so, though, you must add your passes to Wallet, and there is more than one way to do it. However, not every pass can be added using all of the available methods.
I think everyone with an iPhone should be making every purchase they can with Apple Pay. I also think everyone who uses Apple Pay should open the Wallet app ahead of time, instead of simply tapping their iPhone to the card reader. But there's a much faster way to open Wallet than slogging through the sea of apps on your iPhone. You can open it right from the lock screen.
When you place your iPhone over a card reader for Apple Pay, it'll always pull up your default card. That might work fine for you, but perhaps that isn't the card you want to use. The problem is, you don't have time to switch cards before the payment goes through. That might result in using your rewardless debit card to buy groceries when you could've snagged 2% back by using your Apple Card.
Apple Pay can be used at retail stores, restaurants, markets, and millions of other locations in the US and abroad. It's used to buy everything from clothing to groceries and vending machine snacks, so it's important to ensure that the cards in your Wallet are always up to date with the correct billing and shipping addresses.
Let's say you receive $10 from a friend through Apple Pay Cash via an iMessage. You could spend that money in the App Store or at any retailer that supports Apple Pay using your Apple Pay Cash card. If you'd rather save it or use it for bills, it's easy to transfer that money to your bank account in iOS 11.2.
With Apple Pay Cash, sending and receiving money with fellow Apple users has never been easier. One big plus about Apple's new Apple Pay Cash card is that all of your transactions are available just a few taps away, so you can see all your person-to-person payments, balance additions, and bank transfers.
With iOS 11.2's introduction of Apple Pay Cash, you can send and receive money to others directly through iMessage, using the convenience and security Apple Pay is known for. However, if you want to make sure your efforts go uninterrupted, you'll want to make sure you verify your identity with Apple.
Now that Apple Pay Cash has arrived, you (hopefully) might end up getting sent some money right from inside an iMessage. If so, that money gets added to your Apple Pay Cash card in iOS 11.2, which you can use just like any other card in your digital wallet. If you're not so lucky, you can still add money to the card yourself without having to wait for a contact to send you money first.
With Apple Pay Cash in iOS 11.2, your iPhone potentially becomes the only form of payment you need. Whether you're sending money to a friend via iMessage or paying for your groceries, you can use Apple Pay Cash to complete those transactions. It makes sense, then, that Apple would allow you to add your Apple Pay Cash card to the lock screen, for quick access wherever you are.
Now that Apple Pay Cash has rolled out to compatible devices in the US, you're likely to give Apple's new person-to-person payment system a try since it's right there in the iMessage app drawer in Messages. However, just like with Venmo, Square Cash, and other mobile payment processors, there are some hidden fees, limits, and other fine print you need to be aware of.
Move over Venmo, Apple Pay Cash is here, and it's built right into iMessage. If you're like us, you've been eagerly waiting to give this new feature a try on your iPhone ever since Apple announced it during WWDC 2017 back in June. While it was never released in the main iOS 11 update, it finally showed up in iOS 11.2.