Apple Pay & Wallet

I think everyone with an iPhone should be making every purchase they can with Apple Pay. I also think everyone who uses Apple Pay should open the Wallet app ahead of time, instead of simply tapping their iPhone to the card reader. But there's a much faster way to open Wallet than slogging through the sea of apps on your iPhone. You can open it right from the lock screen.

When you place your iPhone over a card reader for Apple Pay, it'll always pull up your default card. That might work fine for you, but perhaps that isn't the card you want to use. The problem is, you don't have time to switch cards before the payment goes through. That might result in using your rewardless debit card to buy groceries when you could've snagged 2% back by using your Apple Card.

Using Apple Payin stores to make purchases is as easy as holding your iPhone near the NFC reader and authenticating with Face ID or Touch ID. That method uses the primary payment card in Apple Wallet automatically, and your primary card may change from week to week based on your spending, so you'll probably need to change it periodically.

Estimates say that there are roughly 441 million Apple Pay users in the world, but with almost a billion active iPhones in the world, some of you have yet to jump on board the digital payment method. But once you're ready — or if you just need a refresher — adding your debit and credit cards to Apple Wallet is simple.

You can send and receive money from your iPhone using Venmo, Square Cash, Facebook Messenger, and even Snapchat. There's also Zelle, which offers quick-pay solutions in major banking apps such as Bank of America, Chase, and Wells Fargo. However, Apple has a built-in system to transfer money, with person-to-person payments being available in the Messages app ever since iOS 11.2.

With Apple Pay Cash, you can easily and securely pay your contacts directly in your iPhone's Messages app. While you can always use the normal method of paying someone with Apple Pay Cash, there's actually a faster way, as long as your contact asks you for money in an iMessage.

With the release of iOS 11, Apple promised to give us person-to-person transactions by way of iMessages. In the iOS 11.2 update, the new Apple Pay Cash system is now ready for you to send money to family and friends right from your iPhone — and there are multiple ways to get it done.

You might be proficient at sending your family and friends money using Apple Pay Cash on your iPhone, but what about when you need some digital currency in your wallet to buy in-app purchases or to get back the money you spent on someone's lunch? Requesting some Apple Pay Cash can be done a few different ways, none of which are hard.

With Apple Pay Cash, sending and receiving money with fellow Apple users has never been easier. One big plus about Apple's new Apple Pay Cash card is that all of your transactions are available just a few taps away, so you can see all your person-to-person payments, balance additions, and bank transfers.

With iOS 11.2's introduction of Apple Pay Cash, you can send and receive money to others directly through iMessage, using the convenience and security Apple Pay is known for. However, if you want to make sure your efforts go uninterrupted, you'll want to make sure you verify your identity with Apple.

Move over Venmo, Apple Pay Cash is here, and it's built right into iMessage. If you're like us, you've been eagerly waiting to give this new feature a try on your iPhone ever since Apple announced it during WWDC 2017 back in June. While it was never released in the main iOS 11 update, it finally showed up in iOS 11.2.

With Apple Pay Cash in iOS 11.2, your iPhone potentially becomes the only form of payment you need. Whether you're sending money to a friend via iMessage or paying for your groceries, you can use Apple Pay Cash to complete those transactions. It makes sense, then, that Apple would allow you to add your Apple Pay Cash card to the lock screen, for quick access wherever you are.